Debt to Income Ratio to Buy a House in Arizona 2026: What Lenders Actually Allow
Published on: 09/21/2026
Most Arizona lenders approve a debt to income ratio up to 45%, and some programs reach 50% or higher with strong credit and reserves. Here is how DTI works at today's 7% rates in Phoenix and Scottsdale. Pillar Mortgage Group, NMLS #2700076